Make sure you choose an independent advisor when choosing who to start your pension with or take out insurance with.
Banks are tied agents which mean they can only set up products for one company which is mostly Irish life but the broker can search the market for the best rates,charges and savings returns for their client which will make a massive difference financially.
So always search for an independent broker who can tailor a package to suit their clients individually.
Please contact me for any quotes, queries or independent advice on 01-6339245 or mail me at darragh.farrell@yes.ie